Total monthly cost of ownership
Cost to Own a Home in Brownsville, Pennsylvania
A $64,000 home here costs
$772per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $329. The real number is $443 higher every month — 135% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brownsville against Fayette County and Pennsylvania
| Measure | Brownsville | Fayette County |
|---|---|---|
| Median home value | $63,900 | $126,900 |
| Median property tax | $1,280 | $1,516 |
| Effective tax rate | 2.003% | 1.195% |
| Median gross rent | $672 | $771 |
| Population | 2,539 | 126,967 |
The weather behind that power bill
Brownsville sits in Fayette County, which averages a high of 84.3°F in its hottest month and a low of 21.4°F in its coldest, with 44.35" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 791 cooling and 5,450 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Fayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fayette County
Full Fayette County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Brownsville?
A $64,000 home in Brownsville, Pennsylvania costs approximately $772 per month with 20% down at 6.66%. That is $329 principal and interest, $107 property tax, $21 homeowners insurance, $262 utilities and $53 set aside for maintenance.
What is the property tax rate in Brownsville?
Brownsville has an effective property tax rate of 2.003%, based on a median home value of $63,900 and median real estate taxes of $1,280. That is higher than the Fayette County average of 1.195%.
What is the average home price in Brownsville?
The median owner-occupied home value in Brownsville, Pennsylvania is $63,900, against $126,900 across Fayette County.
Is it cheaper to rent or buy in Brownsville?
Median gross rent in Brownsville is $672 a month, against $772 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brownsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.