Cost to Own
United StatesPennsylvaniaFayette CountyConnellsville Population 6,914 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Connellsville, Pennsylvania

A $117,000 home here costs

$1,118

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $601. The real number is $517 higher every month — 86% more than the payment most buyers budget for.

Connellsville median: $117,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $93,600 borrowed $601
Property tax1.215% effective rate for Connellsville itself $118
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $39
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $98
Total monthly $1,118

Connellsville against Fayette County and Pennsylvania

MeasureConnellsvilleFayette County
Median home value$117,200$126,900
Median property tax$1,424$1,516
Effective tax rate1.215%1.195%
Median gross rent$665$771
Population6,914126,967

The weather behind that power bill

Connellsville sits in Fayette County, which averages a high of 84.3°F in its hottest month and a low of 21.4°F in its coldest, with 44.35" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 791 cooling and 5,450 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Fayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fayette County

Full Fayette County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Connellsville?

A $117,000 home in Connellsville, Pennsylvania costs approximately $1,118 per month with 20% down at 6.66%. That is $601 principal and interest, $118 property tax, $39 homeowners insurance, $262 utilities and $98 set aside for maintenance.

What is the property tax rate in Connellsville?

Connellsville has an effective property tax rate of 1.215%, based on a median home value of $117,200 and median real estate taxes of $1,424. That is higher than the Fayette County average of 1.195%.

What is the average home price in Connellsville?

The median owner-occupied home value in Connellsville, Pennsylvania is $117,200, against $126,900 across Fayette County.

Is it cheaper to rent or buy in Connellsville?

Median gross rent in Connellsville is $665 a month, against $1,118 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Connellsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology