Total monthly cost of ownership
Cost to Own a Home in Tremonton, Utah
A $334,000 home here costs
$2,369per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,717. The real number is $652 higher every month — 38% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Tremonton against Box Elder County and Utah
| Measure | Tremonton | Box Elder County |
|---|---|---|
| Median home value | $334,300 | $357,400 |
| Median property tax | $1,671 | $1,828 |
| Effective tax rate | 0.500% | 0.511% |
| Median gross rent | $1,104 | $1,028 |
| Population | 10,886 | 59,725 |
The weather behind that power bill
Tremonton sits in Box Elder County, which averages a high of 89.7°F in its hottest month and a low of 14.9°F in its coldest, with 13.77" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 617 cooling and 7,093 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Box Elder County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Box Elder County
Common questions
How much does it cost to own a home in Tremonton?
A $334,000 home in Tremonton, Utah costs approximately $2,369 per month with 20% down at 6.66%. That is $1,717 principal and interest, $139 property tax, $50 homeowners insurance, $185 utilities and $278 set aside for maintenance.
What is the property tax rate in Tremonton?
Tremonton has an effective property tax rate of 0.500%, based on a median home value of $334,300 and median real estate taxes of $1,671. That is lower than the Box Elder County average of 0.511%.
What is the average home price in Tremonton?
The median owner-occupied home value in Tremonton, Utah is $334,300, against $357,400 across Box Elder County.
Is it cheaper to rent or buy in Tremonton?
Median gross rent in Tremonton is $1,104 a month, against $2,369 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Tremonton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.