Total monthly cost of ownership
Cost to Own a Home in Brigham City, Utah
A $322,000 home here costs
$2,299per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,655. The real number is $644 higher every month — 39% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brigham City against Box Elder County and Utah
| Measure | Brigham City | Box Elder County |
|---|---|---|
| Median home value | $321,500 | $357,400 |
| Median property tax | $1,710 | $1,828 |
| Effective tax rate | 0.532% | 0.511% |
| Median gross rent | $949 | $1,028 |
| Population | 19,796 | 59,725 |
The weather behind that power bill
Brigham City sits in Box Elder County, which averages a high of 89.7°F in its hottest month and a low of 14.9°F in its coldest, with 13.77" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 617 cooling and 7,093 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Box Elder County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Box Elder County
Common questions
How much does it cost to own a home in Brigham City?
A $322,000 home in Brigham City, Utah costs approximately $2,299 per month with 20% down at 6.66%. That is $1,655 principal and interest, $143 property tax, $48 homeowners insurance, $185 utilities and $268 set aside for maintenance.
What is the property tax rate in Brigham City?
Brigham City has an effective property tax rate of 0.532%, based on a median home value of $321,500 and median real estate taxes of $1,710. That is higher than the Box Elder County average of 0.511%.
What is the average home price in Brigham City?
The median owner-occupied home value in Brigham City, Utah is $321,500, against $357,400 across Box Elder County.
Is it cheaper to rent or buy in Brigham City?
Median gross rent in Brigham City is $949 a month, against $2,299 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brigham City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.