Cost to Own
United StatesUtahBox Elder CountyHoneyville Population 1,383 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Honeyville, Utah

A $436,000 home here costs

$3,034

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,241. The real number is $792 higher every month — 35% more than the payment most buyers budget for.

Honeyville median: $435,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $348,800 borrowed $2,241
Property tax0.493% effective rate for Honeyville itself $179
Homeowners insuranceUtah averages $831/yr (NAIC), or 0.18% of home value $65
Electricity12.96¢/kWh — Utah residential average, EIA $117
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $363
Total monthly $3,034

Honeyville against Box Elder County and Utah

MeasureHoneyvilleBox Elder County
Median home value$435,500$357,400
Median property tax$2,147$1,828
Effective tax rate0.493%0.511%
Median gross rent$1,036$1,028
Population1,38359,725

The weather behind that power bill

Honeyville sits in Box Elder County, which averages a high of 89.7°F in its hottest month and a low of 14.9°F in its coldest, with 13.77" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 617 cooling and 7,093 heating degree days, which is what sets the $117 electricity line above.

See the full climate breakdown for Box Elder County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Box Elder County

Full Box Elder County cost breakdown · Every county in Utah

Common questions

How much does it cost to own a home in Honeyville?

A $436,000 home in Honeyville, Utah costs approximately $3,034 per month with 20% down at 6.66%. That is $2,241 principal and interest, $179 property tax, $65 homeowners insurance, $185 utilities and $363 set aside for maintenance.

What is the property tax rate in Honeyville?

Honeyville has an effective property tax rate of 0.493%, based on a median home value of $435,500 and median real estate taxes of $2,147. That is lower than the Box Elder County average of 0.511%.

What is the average home price in Honeyville?

The median owner-occupied home value in Honeyville, Utah is $435,500, against $357,400 across Box Elder County.

Is it cheaper to rent or buy in Honeyville?

Median gross rent in Honeyville is $1,036 a month, against $3,034 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Honeyville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Utah.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology