Total monthly cost of ownership
Cost to Own a Home in Thornville, Ohio
A $249,000 home here costs
$2,096per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,280. The real number is $816 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Thornville against Perry County and Ohio
| Measure | Thornville | Perry County |
|---|---|---|
| Median home value | $249,300 | $178,300 |
| Median property tax | $3,277 | $1,656 |
| Effective tax rate | 1.314% | 0.929% |
| Median gross rent | $933 | $727 |
| Population | 1,608 | 35,474 |
The weather behind that power bill
Thornville sits in Perry County, which averages a high of 83.4°F in its hottest month and a low of 17.7°F in its coldest, with 44.35" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 679 cooling and 5,864 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Perry County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Perry County
Common questions
How much does it cost to own a home in Thornville?
A $249,000 home in Thornville, Ohio costs approximately $2,096 per month with 20% down at 6.66%. That is $1,280 principal and interest, $273 property tax, $93 homeowners insurance, $243 utilities and $208 set aside for maintenance.
What is the property tax rate in Thornville?
Thornville has an effective property tax rate of 1.314%, based on a median home value of $249,300 and median real estate taxes of $3,277. That is higher than the Perry County average of 0.929%.
What is the average home price in Thornville?
The median owner-occupied home value in Thornville, Ohio is $249,300, against $178,300 across Perry County.
Is it cheaper to rent or buy in Thornville?
Median gross rent in Thornville is $933 a month, against $2,096 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Thornville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.