Cost to Own
United StatesOhioPerry CountyNew Lexington Population 4,479 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in New Lexington, Ohio

A $114,000 home here costs

$1,050

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $586. The real number is $464 higher every month — 79% more than the payment most buyers budget for.

New Lexington median: $114,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $91,200 borrowed $586
Property tax0.874% effective rate for New Lexington itself $83
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $42
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $95
Total monthly $1,050

New Lexington against Perry County and Ohio

MeasureNew LexingtonPerry County
Median home value$114,000$178,300
Median property tax$996$1,656
Effective tax rate0.874%0.929%
Median gross rent$620$727
Population4,47935,474

The weather behind that power bill

New Lexington sits in Perry County, which averages a high of 83.4°F in its hottest month and a low of 17.7°F in its coldest, with 44.35" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 679 cooling and 5,864 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Perry County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Perry County

Full Perry County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in New Lexington?

A $114,000 home in New Lexington, Ohio costs approximately $1,050 per month with 20% down at 6.66%. That is $586 principal and interest, $83 property tax, $42 homeowners insurance, $243 utilities and $95 set aside for maintenance.

What is the property tax rate in New Lexington?

New Lexington has an effective property tax rate of 0.874%, based on a median home value of $114,000 and median real estate taxes of $996. That is lower than the Perry County average of 0.929%.

What is the average home price in New Lexington?

The median owner-occupied home value in New Lexington, Ohio is $114,000, against $178,300 across Perry County.

Is it cheaper to rent or buy in New Lexington?

Median gross rent in New Lexington is $620 a month, against $1,050 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for New Lexington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology