Cost to Own
United States › Ohio › Perry County › Thornport Population 1,157 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $1,252 a month in taxes, insurance, utilities and upkeep. See the full Perry County picture

Total monthly cost of ownership

Cost to Own a Home in Thornport, Ohio

A $484,000 home here costs

$3,891

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $167,000 a year.

P&I 68%Tax 11%Insurance 5%Utilities 6%Upkeep 10%

A standard mortgage calculator would have told you $2,639. The real number is $1,252 higher every month, 47% more than the payment most buyers budget for.

Compare Perry County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Thornport from a five-year rolling sample, and with about 1,157 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Perry County figures are drawn from a far larger sample if you want a steadier number.

Thornport median: $484,100
Under 20% adds PMI
Freddie Mac PMMS
OH average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $387,200 borrowed $2,639
Property tax1.084% effective rate for Thornport itself $437
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $180
Electricity19.38¢/kWh, Ohio residential average, EIA $164
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $403
Total monthly $3,891

Thornport against Perry County and Ohio

MeasureThornportPerry County
Median home value$484,100$178,300
Median property tax$5,247$1,656
Effective tax rate1.084%0.929%
Median gross rent—$727
Population1,15735,474

The weather behind that power bill

Thornport sits in Perry County, which averages a high of 83.4°F in its hottest month and a low of 17.7°F in its coldest, with 44.35" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 679 cooling and 5,864 heating degree days, which is what sets the $164 electricity line above.

See the full climate breakdown for Perry County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Perry County

Full Perry County cost breakdown · Every county in Ohio

Talk to someone who works this market

These are Thornport averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Thornport every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Thornport I already own here and may sell

Common questions

How much does it cost to own a home in Thornport?

A $484,000 home in Thornport, Ohio costs approximately $3,891 per month with 20% down at 7.24%. That is $2,639 principal and interest, $437 property tax, $180 homeowners insurance, $232 utilities and $403 set aside for maintenance.

What is the property tax rate in Thornport?

Thornport has an effective property tax rate of 1.084%, based on a median home value of $484,100 and median real estate taxes of $5,247. That is higher than the Perry County average of 0.929%.

What is the average home price in Thornport?

The median owner-occupied home value in Thornport, Ohio is $484,100, against $178,300 across Perry County.

Is it cheaper to rent or buy in Thornport?

Rent data is not published for Thornport at this level of detail.

What salary do you need to buy a home in Thornport?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Thornport, Ohio at today's rate takes a household income of roughly $167,000 a year. That covers the full $3,891 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Thornport, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Ohio.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology