Cost to Own
United StatesOhioPerry CountyThornport Population 1,157 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Thornport, Ohio

A $484,000 home here costs

$3,752

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,488. The real number is $1,264 higher every month — 51% more than the payment most buyers budget for.

Thornport median: $484,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $387,200 borrowed $2,488
Property tax1.084% effective rate for Thornport itself $437
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $180
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $403
Total monthly $3,752

Thornport against Perry County and Ohio

MeasureThornportPerry County
Median home value$484,100$178,300
Median property tax$5,247$1,656
Effective tax rate1.084%0.929%
Median gross rent$727
Population1,15735,474

The weather behind that power bill

Thornport sits in Perry County, which averages a high of 83.4°F in its hottest month and a low of 17.7°F in its coldest, with 44.35" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 679 cooling and 5,864 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Perry County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Perry County

Full Perry County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Thornport?

A $484,000 home in Thornport, Ohio costs approximately $3,752 per month with 20% down at 6.66%. That is $2,488 principal and interest, $437 property tax, $180 homeowners insurance, $243 utilities and $403 set aside for maintenance.

What is the property tax rate in Thornport?

Thornport has an effective property tax rate of 1.084%, based on a median home value of $484,100 and median real estate taxes of $5,247. That is higher than the Perry County average of 0.929%.

What is the average home price in Thornport?

The median owner-occupied home value in Thornport, Ohio is $484,100, against $178,300 across Perry County.

Is it cheaper to rent or buy in Thornport?

Rent data is not published for Thornport at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Thornport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology