Cost to Own
United StatesSouth CarolinaGreenville CountyTaylors Population 23,686 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Taylors, South Carolina

A $243,000 home here costs

$1,894

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,249. The real number is $645 higher every month — 52% more than the payment most buyers budget for.

Taylors median: $242,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $194,400 borrowed $1,249
Property tax0.553% effective rate for Taylors itself $112
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $117
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $203
Total monthly $1,894

Taylors against Greenville County and South Carolina

MeasureTaylorsGreenville County
Median home value$242,700$273,900
Median property tax$1,343$1,445
Effective tax rate0.553%0.528%
Median gross rent$1,260$1,198
Population23,686537,575

The weather behind that power bill

Taylors sits in Greenville County, which averages a high of 90.9°F in its hottest month and a low of 34.6°F in its coldest, with 47.04" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,035 cooling and 2,646 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Greenville County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greenville County

Full Greenville County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Taylors?

A $243,000 home in Taylors, South Carolina costs approximately $1,894 per month with 20% down at 6.66%. That is $1,249 principal and interest, $112 property tax, $117 homeowners insurance, $213 utilities and $203 set aside for maintenance.

What is the property tax rate in Taylors?

Taylors has an effective property tax rate of 0.553%, based on a median home value of $242,700 and median real estate taxes of $1,343. That is higher than the Greenville County average of 0.528%.

What is the average home price in Taylors?

The median owner-occupied home value in Taylors, South Carolina is $242,700, against $273,900 across Greenville County.

Is it cheaper to rent or buy in Taylors?

Median gross rent in Taylors is $1,260 a month, against $1,894 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Taylors — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology