Cost to Own
United StatesSouth CarolinaGreenville CountyGantt Population 15,057 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Gantt, South Carolina

A $156,000 home here costs

$1,290

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $802. The real number is $488 higher every month — 61% more than the payment most buyers budget for.

Gantt median: $156,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $124,800 borrowed $802
Property tax0.535% effective rate for Gantt itself $70
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $75
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $130
Total monthly $1,290

Gantt against Greenville County and South Carolina

MeasureGanttGreenville County
Median home value$156,200$273,900
Median property tax$836$1,445
Effective tax rate0.535%0.528%
Median gross rent$1,021$1,198
Population15,057537,575

The weather behind that power bill

Gantt sits in Greenville County, which averages a high of 90.9°F in its hottest month and a low of 34.6°F in its coldest, with 47.04" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,035 cooling and 2,646 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Greenville County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greenville County

Full Greenville County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Gantt?

A $156,000 home in Gantt, South Carolina costs approximately $1,290 per month with 20% down at 6.66%. That is $802 principal and interest, $70 property tax, $75 homeowners insurance, $213 utilities and $130 set aside for maintenance.

What is the property tax rate in Gantt?

Gantt has an effective property tax rate of 0.535%, based on a median home value of $156,200 and median real estate taxes of $836. That is in line with the Greenville County average of 0.528%.

What is the average home price in Gantt?

The median owner-occupied home value in Gantt, South Carolina is $156,200, against $273,900 across Greenville County.

Is it cheaper to rent or buy in Gantt?

Median gross rent in Gantt is $1,021 a month, against $1,290 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Gantt — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology