Cost to Own
United StatesSouth CarolinaGreenville CountyFountain Inn Population 11,307 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Fountain Inn, South Carolina

A $255,000 home here costs

$1,977

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,311. The real number is $666 higher every month — 51% more than the payment most buyers budget for.

Fountain Inn median: $255,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $204,000 borrowed $1,311
Property tax0.551% effective rate for Fountain Inn itself $117
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $123
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $213
Total monthly $1,977

Fountain Inn against Greenville County and South Carolina

MeasureFountain InnGreenville County
Median home value$255,400$273,900
Median property tax$1,407$1,445
Effective tax rate0.551%0.528%
Median gross rent$1,072$1,198
Population11,307537,575

Fountain Inn extends across 2 counties. Figures here use Greenville County, where most of its housing sits.

The weather behind that power bill

Fountain Inn sits in Greenville County, which averages a high of 90.9°F in its hottest month and a low of 34.6°F in its coldest, with 47.04" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,035 cooling and 2,646 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Greenville County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greenville County

Full Greenville County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Fountain Inn?

A $255,000 home in Fountain Inn, South Carolina costs approximately $1,977 per month with 20% down at 6.66%. That is $1,311 principal and interest, $117 property tax, $123 homeowners insurance, $213 utilities and $213 set aside for maintenance.

What is the property tax rate in Fountain Inn?

Fountain Inn has an effective property tax rate of 0.551%, based on a median home value of $255,400 and median real estate taxes of $1,407. That is higher than the Greenville County average of 0.528%.

What is the average home price in Fountain Inn?

The median owner-occupied home value in Fountain Inn, South Carolina is $255,400, against $273,900 across Greenville County.

Is it cheaper to rent or buy in Fountain Inn?

Median gross rent in Fountain Inn is $1,072 a month, against $1,977 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Fountain Inn — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology