Total monthly cost of ownership
Cost to Own a Home in Tainter Lake, Wisconsin
A $276,000 home here costs
$2,300per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,419. The real number is $881 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Tainter Lake against Dunn County and Wisconsin
| Measure | Tainter Lake | Dunn County |
|---|---|---|
| Median home value | $275,600 | $226,200 |
| Median property tax | $4,013 | $3,325 |
| Effective tax rate | 1.456% | 1.470% |
| Median gross rent | $883 | $942 |
| Population | 2,753 | 45,349 |
The weather behind that power bill
Tainter Lake sits in Dunn County, which averages a high of 82.0°F in its hottest month and a low of 4.5°F in its coldest, with 34.19" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 498 cooling and 8,036 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Dunn County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dunn County
Common questions
How much does it cost to own a home in Tainter Lake?
A $276,000 home in Tainter Lake, Wisconsin costs approximately $2,300 per month with 20% down at 6.66%. That is $1,419 principal and interest, $335 property tax, $71 homeowners insurance, $245 utilities and $230 set aside for maintenance.
What is the property tax rate in Tainter Lake?
Tainter Lake has an effective property tax rate of 1.456%, based on a median home value of $275,600 and median real estate taxes of $4,013. That is lower than the Dunn County average of 1.470%.
What is the average home price in Tainter Lake?
The median owner-occupied home value in Tainter Lake, Wisconsin is $275,600, against $226,200 across Dunn County.
Is it cheaper to rent or buy in Tainter Lake?
Median gross rent in Tainter Lake is $883 a month, against $2,300 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Tainter Lake — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.