Cost to Own
United StatesWisconsinDunn CountyMenomonie Population 16,548 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Menomonie, Wisconsin

A $204,000 home here costs

$1,814

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,049. The real number is $765 higher every month — 73% more than the payment most buyers budget for.

Menomonie median: $203,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $163,200 borrowed $1,049
Property tax1.749% effective rate for Menomonie itself $297
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $53
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $170
Total monthly $1,814

Menomonie against Dunn County and Wisconsin

MeasureMenomonieDunn County
Median home value$203,800$226,200
Median property tax$3,564$3,325
Effective tax rate1.749%1.470%
Median gross rent$933$942
Population16,54845,349

The weather behind that power bill

Menomonie sits in Dunn County, which averages a high of 82.0°F in its hottest month and a low of 4.5°F in its coldest, with 34.19" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 498 cooling and 8,036 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Dunn County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Dunn County

Full Dunn County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Menomonie?

A $204,000 home in Menomonie, Wisconsin costs approximately $1,814 per month with 20% down at 6.66%. That is $1,049 principal and interest, $297 property tax, $53 homeowners insurance, $245 utilities and $170 set aside for maintenance.

What is the property tax rate in Menomonie?

Menomonie has an effective property tax rate of 1.749%, based on a median home value of $203,800 and median real estate taxes of $3,564. That is higher than the Dunn County average of 1.470%.

What is the average home price in Menomonie?

The median owner-occupied home value in Menomonie, Wisconsin is $203,800, against $226,200 across Dunn County.

Is it cheaper to rent or buy in Menomonie?

Median gross rent in Menomonie is $933 a month, against $1,814 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Menomonie — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology