Total monthly cost of ownership
Cost to Own a Home in Boyceville, Wisconsin
A $158,000 home here costs
$1,423per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $61,000 a year.
A standard mortgage calculator would have told you $861. The real number is $562 higher every month, 65% more than the payment most buyers budget for.
Compare Dunn County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Boyceville from a five-year rolling sample, and with about 1,200 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Dunn County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Boyceville against Dunn County and Wisconsin
| Measure | Boyceville | Dunn County |
|---|---|---|
| Median home value | $158,200 | $226,200 |
| Median property tax | $2,358 | $3,325 |
| Effective tax rate | 1.491% | 1.470% |
| Median gross rent | $856 | $942 |
| Population | 1,200 | 45,349 |
The weather behind that power bill
Boyceville sits in Dunn County, which averages a high of 82.0°F in its hottest month and a low of 4.5°F in its coldest, with 34.19" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 498 cooling and 8,036 heating degree days, which is what sets the $125 electricity line above.
See the full climate breakdown for Dunn County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dunn County
Talk to someone who works this market
These are Boyceville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Boyceville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Boyceville I already own here and may sell
Common questions
How much does it cost to own a home in Boyceville?
A $158,000 home in Boyceville, Wisconsin costs approximately $1,423 per month with 20% down at 7.24%. That is $861 principal and interest, $196 property tax, $41 homeowners insurance, $193 utilities and $132 set aside for maintenance.
What is the property tax rate in Boyceville?
Boyceville has an effective property tax rate of 1.491%, based on a median home value of $158,200 and median real estate taxes of $2,358. That is higher than the Dunn County average of 1.470%.
What is the average home price in Boyceville?
The median owner-occupied home value in Boyceville, Wisconsin is $158,200, against $226,200 across Dunn County.
Is it cheaper to rent or buy in Boyceville?
Median gross rent in Boyceville is $856 a month, against $1,423 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Boyceville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Boyceville, Wisconsin at today's rate takes a household income of roughly $61,000 a year. That covers the full $1,423 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Boyceville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Wisconsin.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.