Cost to Own
United StatesWisconsinDunn CountyBoyceville Population 1,200 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Boyceville, Wisconsin

A $158,000 home here costs

$1,426

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $812. The real number is $614 higher every month — 76% more than the payment most buyers budget for.

Boyceville median: $158,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $126,400 borrowed $812
Property tax1.491% effective rate for Boyceville itself $196
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $41
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $132
Total monthly $1,426

Boyceville against Dunn County and Wisconsin

MeasureBoycevilleDunn County
Median home value$158,200$226,200
Median property tax$2,358$3,325
Effective tax rate1.491%1.470%
Median gross rent$856$942
Population1,20045,349

The weather behind that power bill

Boyceville sits in Dunn County, which averages a high of 82.0°F in its hottest month and a low of 4.5°F in its coldest, with 34.19" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 498 cooling and 8,036 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Dunn County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Dunn County

Full Dunn County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Boyceville?

A $158,000 home in Boyceville, Wisconsin costs approximately $1,426 per month with 20% down at 6.66%. That is $812 principal and interest, $196 property tax, $41 homeowners insurance, $245 utilities and $132 set aside for maintenance.

What is the property tax rate in Boyceville?

Boyceville has an effective property tax rate of 1.491%, based on a median home value of $158,200 and median real estate taxes of $2,358. That is higher than the Dunn County average of 1.470%.

What is the average home price in Boyceville?

The median owner-occupied home value in Boyceville, Wisconsin is $158,200, against $226,200 across Dunn County.

Is it cheaper to rent or buy in Boyceville?

Median gross rent in Boyceville is $856 a month, against $1,426 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Boyceville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology