Cost to Own
United StatesMissouriJasper CountySarcoxie Population 1,344 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sarcoxie, Missouri

A $80,000 home here costs

$756

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $411. The real number is $345 higher every month — 84% more than the payment most buyers budget for.

Sarcoxie median: $79,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $64,000 borrowed $411
Property tax0.683% effective rate for Sarcoxie itself $46
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $42
Electricity13.68¢/kWh — Missouri residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $67
Total monthly $756

Sarcoxie against Jasper County and Missouri

MeasureSarcoxieJasper County
Median home value$79,500$158,500
Median property tax$543$1,171
Effective tax rate0.683%0.739%
Median gross rent$904
Population1,344123,532

The weather behind that power bill

Sarcoxie sits in Jasper County, which averages a high of 89.1°F in its hottest month and a low of 23.2°F in its coldest, with 45.8" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,381 cooling and 4,376 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for Jasper County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jasper County

Full Jasper County cost breakdown · Every county in Missouri

Common questions

How much does it cost to own a home in Sarcoxie?

A $80,000 home in Sarcoxie, Missouri costs approximately $756 per month with 20% down at 6.66%. That is $411 principal and interest, $46 property tax, $42 homeowners insurance, $191 utilities and $67 set aside for maintenance.

What is the property tax rate in Sarcoxie?

Sarcoxie has an effective property tax rate of 0.683%, based on a median home value of $79,500 and median real estate taxes of $543. That is lower than the Jasper County average of 0.739%.

What is the average home price in Sarcoxie?

The median owner-occupied home value in Sarcoxie, Missouri is $79,500, against $158,500 across Jasper County.

Is it cheaper to rent or buy in Sarcoxie?

Rent data is not published for Sarcoxie at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sarcoxie — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Missouri.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology