Cost to Own
United StatesMissouriJasper CountyDuquesne Population 2,216 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Duquesne, Missouri

A $184,000 home here costs

$1,488

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $946. The real number is $542 higher every month — 57% more than the payment most buyers budget for.

Duquesne median: $184,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $147,200 borrowed $946
Property tax0.666% effective rate for Duquesne itself $102
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $96
Electricity13.68¢/kWh — Missouri residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $153
Total monthly $1,488

Duquesne against Jasper County and Missouri

MeasureDuquesneJasper County
Median home value$184,200$158,500
Median property tax$1,227$1,171
Effective tax rate0.666%0.739%
Median gross rent$871$904
Population2,216123,532

The weather behind that power bill

Duquesne sits in Jasper County, which averages a high of 89.1°F in its hottest month and a low of 23.2°F in its coldest, with 45.8" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,381 cooling and 4,376 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for Jasper County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jasper County

Full Jasper County cost breakdown · Every county in Missouri

Common questions

How much does it cost to own a home in Duquesne?

A $184,000 home in Duquesne, Missouri costs approximately $1,488 per month with 20% down at 6.66%. That is $946 principal and interest, $102 property tax, $96 homeowners insurance, $191 utilities and $153 set aside for maintenance.

What is the property tax rate in Duquesne?

Duquesne has an effective property tax rate of 0.666%, based on a median home value of $184,200 and median real estate taxes of $1,227. That is lower than the Jasper County average of 0.739%.

What is the average home price in Duquesne?

The median owner-occupied home value in Duquesne, Missouri is $184,200, against $158,500 across Jasper County.

Is it cheaper to rent or buy in Duquesne?

Median gross rent in Duquesne is $871 a month, against $1,488 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Duquesne — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Missouri.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology