Cost to Own
United StatesMissouriJasper CountyOronogo Population 2,685 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Oronogo, Missouri

A $186,000 home here costs

$1,500

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $956. The real number is $544 higher every month — 57% more than the payment most buyers budget for.

Oronogo median: $186,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $148,800 borrowed $956
Property tax0.653% effective rate for Oronogo itself $101
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $97
Electricity13.68¢/kWh — Missouri residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $155
Total monthly $1,500

Oronogo against Jasper County and Missouri

MeasureOronogoJasper County
Median home value$186,300$158,500
Median property tax$1,217$1,171
Effective tax rate0.653%0.739%
Median gross rent$1,042$904
Population2,685123,532

The weather behind that power bill

Oronogo sits in Jasper County, which averages a high of 89.1°F in its hottest month and a low of 23.2°F in its coldest, with 45.8" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,381 cooling and 4,376 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for Jasper County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jasper County

Full Jasper County cost breakdown · Every county in Missouri

Common questions

How much does it cost to own a home in Oronogo?

A $186,000 home in Oronogo, Missouri costs approximately $1,500 per month with 20% down at 6.66%. That is $956 principal and interest, $101 property tax, $97 homeowners insurance, $191 utilities and $155 set aside for maintenance.

What is the property tax rate in Oronogo?

Oronogo has an effective property tax rate of 0.653%, based on a median home value of $186,300 and median real estate taxes of $1,217. That is lower than the Jasper County average of 0.739%.

What is the average home price in Oronogo?

The median owner-occupied home value in Oronogo, Missouri is $186,300, against $158,500 across Jasper County.

Is it cheaper to rent or buy in Oronogo?

Median gross rent in Oronogo is $1,042 a month, against $1,500 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Oronogo — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Missouri.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology