Cost to Own
United StatesNorth CarolinaMoore CountyRobbins Population 1,398 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Robbins, North Carolina

A $103,000 home here costs

$922

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $530. The real number is $393 higher every month — 74% more than the payment most buyers budget for.

Robbins median: $102,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $82,400 borrowed $530
Property tax0.768% effective rate for Robbins itself $66
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $37
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $86
Total monthly $922

Robbins against Moore County and North Carolina

MeasureRobbinsMoore County
Median home value$102,900$315,300
Median property tax$790$1,784
Effective tax rate0.768%0.566%
Median gross rent$645$1,181
Population1,398102,840

The weather behind that power bill

Robbins sits in Moore County, which averages a high of 90.3°F in its hottest month and a low of 30.6°F in its coldest, with 47.81" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,641 cooling and 3,172 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Moore County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Moore County

Full Moore County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Robbins?

A $103,000 home in Robbins, North Carolina costs approximately $922 per month with 20% down at 6.66%. That is $530 principal and interest, $66 property tax, $37 homeowners insurance, $204 utilities and $86 set aside for maintenance.

What is the property tax rate in Robbins?

Robbins has an effective property tax rate of 0.768%, based on a median home value of $102,900 and median real estate taxes of $790. That is higher than the Moore County average of 0.566%.

What is the average home price in Robbins?

The median owner-occupied home value in Robbins, North Carolina is $102,900, against $315,300 across Moore County.

Is it cheaper to rent or buy in Robbins?

Median gross rent in Robbins is $645 a month, against $922 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Robbins — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology