Cost to Own
United StatesNorth CarolinaMoore CountyFoxfire Population 1,730 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Foxfire, North Carolina

A $352,000 home here costs

$2,608

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,810. The real number is $799 higher every month — 44% more than the payment most buyers budget for.

Foxfire median: $352,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $281,600 borrowed $1,810
Property tax0.593% effective rate for Foxfire itself $174
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $128
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $293
Total monthly $2,608

Foxfire against Moore County and North Carolina

MeasureFoxfireMoore County
Median home value$352,300$315,300
Median property tax$2,088$1,784
Effective tax rate0.593%0.566%
Median gross rent$1,082$1,181
Population1,730102,840

The weather behind that power bill

Foxfire sits in Moore County, which averages a high of 90.3°F in its hottest month and a low of 30.6°F in its coldest, with 47.81" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,641 cooling and 3,172 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Moore County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Moore County

Full Moore County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Foxfire?

A $352,000 home in Foxfire, North Carolina costs approximately $2,608 per month with 20% down at 6.66%. That is $1,810 principal and interest, $174 property tax, $128 homeowners insurance, $204 utilities and $293 set aside for maintenance.

What is the property tax rate in Foxfire?

Foxfire has an effective property tax rate of 0.593%, based on a median home value of $352,300 and median real estate taxes of $2,088. That is higher than the Moore County average of 0.566%.

What is the average home price in Foxfire?

The median owner-occupied home value in Foxfire, North Carolina is $352,300, against $315,300 across Moore County.

Is it cheaper to rent or buy in Foxfire?

Median gross rent in Foxfire is $1,082 a month, against $2,608 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Foxfire — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology