Total monthly cost of ownership
Cost to Own a Home in Poteet, Texas
A $109,000 home here costs
$1,156per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $49,500 a year.
A standard mortgage calculator would have told you $594. The real number is $561 higher every month, 94% more than the payment most buyers budget for.
Compare Atascosa County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Poteet from a five-year rolling sample, and with about 2,876 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Atascosa County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Poteet against Atascosa County and Texas
| Measure | Poteet | Atascosa County |
|---|---|---|
| Median home value | $108,900 | $157,400 |
| Median property tax | $1,872 | $2,079 |
| Effective tax rate | 1.719% | 1.321% |
| Median gross rent | $797 | $997 |
| Population | 2,876 | 50,058 |
The weather behind that power bill
Poteet sits in Atascosa County, which averages a high of 97.5°F in its hottest month and a low of 39.9°F in its coldest, with 31.53" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,331 cooling and 1,372 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Atascosa County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Atascosa County
Talk to someone who works this market
These are Poteet averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Poteet every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Poteet?
A $109,000 home in Poteet, Texas costs approximately $1,156 per month with 20% down at 7.24%. That is $594 principal and interest, $156 property tax, $72 homeowners insurance, $242 utilities and $91 set aside for maintenance.
What is the property tax rate in Poteet?
Poteet has an effective property tax rate of 1.719%, based on a median home value of $108,900 and median real estate taxes of $1,872. That is higher than the Atascosa County average of 1.321%.
What is the average home price in Poteet?
The median owner-occupied home value in Poteet, Texas is $108,900, against $157,400 across Atascosa County.
Is it cheaper to rent or buy in Poteet?
Median gross rent in Poteet is $797 a month, against $1,156 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Poteet?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Poteet, Texas at today's rate takes a household income of roughly $49,500 a year. That covers the full $1,156 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Poteet, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.