Total monthly cost of ownership
Cost to Own a Home in Poteet, Texas
A $109,000 home here costs
$1,095per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $560. The real number is $535 higher every month — 95% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Poteet against Atascosa County and Texas
| Measure | Poteet | Atascosa County |
|---|---|---|
| Median home value | $108,900 | $157,400 |
| Median property tax | $1,872 | $2,079 |
| Effective tax rate | 1.719% | 1.321% |
| Median gross rent | $797 | $997 |
| Population | 2,876 | 50,058 |
The weather behind that power bill
Poteet sits in Atascosa County, which averages a high of 97.5°F in its hottest month and a low of 39.9°F in its coldest, with 31.53" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,331 cooling and 1,372 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Atascosa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Atascosa County
Common questions
How much does it cost to own a home in Poteet?
A $109,000 home in Poteet, Texas costs approximately $1,095 per month with 20% down at 6.66%. That is $560 principal and interest, $156 property tax, $72 homeowners insurance, $216 utilities and $91 set aside for maintenance.
What is the property tax rate in Poteet?
Poteet has an effective property tax rate of 1.719%, based on a median home value of $108,900 and median real estate taxes of $1,872. That is higher than the Atascosa County average of 1.321%.
What is the average home price in Poteet?
The median owner-occupied home value in Poteet, Texas is $108,900, against $157,400 across Atascosa County.
Is it cheaper to rent or buy in Poteet?
Median gross rent in Poteet is $797 a month, against $1,095 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Poteet — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.