Total monthly cost of ownership
Cost to Own a Home in Pleasanton, Texas
A $203,000 home here costs
$1,829per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,044. The real number is $785 higher every month — 75% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pleasanton against Atascosa County and Texas
| Measure | Pleasanton | Atascosa County |
|---|---|---|
| Median home value | $203,100 | $157,400 |
| Median property tax | $3,195 | $2,079 |
| Effective tax rate | 1.573% | 1.321% |
| Median gross rent | $1,098 | $997 |
| Population | 10,854 | 50,058 |
The weather behind that power bill
Pleasanton sits in Atascosa County, which averages a high of 97.5°F in its hottest month and a low of 39.9°F in its coldest, with 31.53" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,331 cooling and 1,372 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Atascosa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Atascosa County
Common questions
How much does it cost to own a home in Pleasanton?
A $203,000 home in Pleasanton, Texas costs approximately $1,829 per month with 20% down at 6.66%. That is $1,044 principal and interest, $266 property tax, $134 homeowners insurance, $216 utilities and $169 set aside for maintenance.
What is the property tax rate in Pleasanton?
Pleasanton has an effective property tax rate of 1.573%, based on a median home value of $203,100 and median real estate taxes of $3,195. That is higher than the Atascosa County average of 1.321%.
What is the average home price in Pleasanton?
The median owner-occupied home value in Pleasanton, Texas is $203,100, against $157,400 across Atascosa County.
Is it cheaper to rent or buy in Pleasanton?
Median gross rent in Pleasanton is $1,098 a month, against $1,829 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pleasanton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.