Cost to Own
United StatesTexasAtascosa CountyJourdanton Population 4,166 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Jourdanton, Texas

A $159,000 home here costs

$1,493

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $817. The real number is $676 higher every month — 83% more than the payment most buyers budget for.

Jourdanton median: $159,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $127,200 borrowed $817
Property tax1.679% effective rate for Jourdanton itself $222
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $105
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $133
Total monthly $1,493

Jourdanton against Atascosa County and Texas

MeasureJourdantonAtascosa County
Median home value$159,400$157,400
Median property tax$2,676$2,079
Effective tax rate1.679%1.321%
Median gross rent$959$997
Population4,16650,058

The weather behind that power bill

Jourdanton sits in Atascosa County, which averages a high of 97.5°F in its hottest month and a low of 39.9°F in its coldest, with 31.53" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,331 cooling and 1,372 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Atascosa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Atascosa County

Full Atascosa County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Jourdanton?

A $159,000 home in Jourdanton, Texas costs approximately $1,493 per month with 20% down at 6.66%. That is $817 principal and interest, $222 property tax, $105 homeowners insurance, $216 utilities and $133 set aside for maintenance.

What is the property tax rate in Jourdanton?

Jourdanton has an effective property tax rate of 1.679%, based on a median home value of $159,400 and median real estate taxes of $2,676. That is higher than the Atascosa County average of 1.321%.

What is the average home price in Jourdanton?

The median owner-occupied home value in Jourdanton, Texas is $159,400, against $157,400 across Atascosa County.

Is it cheaper to rent or buy in Jourdanton?

Median gross rent in Jourdanton is $959 a month, against $1,493 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Jourdanton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology