Total monthly cost of ownership
Cost to Own a Home in Port Allen, Louisiana
A $168,000 home here costs
$1,393per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $864. The real number is $529 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Port Allen against West Baton Rouge Parish and Louisiana
| Measure | Port Allen | West Baton Rouge Parish |
|---|---|---|
| Median home value | $167,700 | $225,900 |
| Median property tax | $508 | $1,336 |
| Effective tax rate | 0.303% | 0.591% |
| Median gross rent | $1,046 | $1,021 |
| Population | 4,928 | 27,666 |
The weather behind that power bill
Port Allen sits in West Baton Rouge Parish, which averages a high of 92.2°F in its hottest month and a low of 41.6°F in its coldest, with 61.94" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,818 cooling and 1,534 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for West Baton Rouge Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in West Baton Rouge Parish
Full West Baton Rouge Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Port Allen?
A $168,000 home in Port Allen, Louisiana costs approximately $1,393 per month with 20% down at 6.66%. That is $864 principal and interest, $42 property tax, $152 homeowners insurance, $195 utilities and $140 set aside for maintenance.
What is the property tax rate in Port Allen?
Port Allen has an effective property tax rate of 0.303%, based on a median home value of $167,700 and median real estate taxes of $508. That is lower than the West Baton Rouge Parish average of 0.591%.
What is the average home price in Port Allen?
The median owner-occupied home value in Port Allen, Louisiana is $167,700, against $225,900 across West Baton Rouge Parish.
Is it cheaper to rent or buy in Port Allen?
Median gross rent in Port Allen is $1,046 a month, against $1,393 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Port Allen — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.