Total monthly cost of ownership
Cost to Own a Home in Erwinville, Louisiana
A $183,000 home here costs
$1,527per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $941. The real number is $586 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Erwinville against West Baton Rouge Parish and Louisiana
| Measure | Erwinville | West Baton Rouge Parish |
|---|---|---|
| Median home value | $183,400 | $225,900 |
| Median property tax | $882 | $1,336 |
| Effective tax rate | 0.481% | 0.591% |
| Median gross rent | — | $1,021 |
| Population | 2,575 | 27,666 |
The weather behind that power bill
Erwinville sits in West Baton Rouge Parish, which averages a high of 92.2°F in its hottest month and a low of 41.6°F in its coldest, with 61.94" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,818 cooling and 1,534 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for West Baton Rouge Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in West Baton Rouge Parish
Full West Baton Rouge Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Erwinville?
A $183,000 home in Erwinville, Louisiana costs approximately $1,527 per month with 20% down at 6.66%. That is $941 principal and interest, $73 property tax, $165 homeowners insurance, $195 utilities and $153 set aside for maintenance.
What is the property tax rate in Erwinville?
Erwinville has an effective property tax rate of 0.481%, based on a median home value of $183,400 and median real estate taxes of $882. That is lower than the West Baton Rouge Parish average of 0.591%.
What is the average home price in Erwinville?
The median owner-occupied home value in Erwinville, Louisiana is $183,400, against $225,900 across West Baton Rouge Parish.
Is it cheaper to rent or buy in Erwinville?
Rent data is not published for Erwinville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Erwinville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.