Total monthly cost of ownership
Cost to Own a Home in Brusly, Louisiana
A $259,000 home here costs
$2,094per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,332. The real number is $763 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brusly against West Baton Rouge Parish and Louisiana
| Measure | Brusly | West Baton Rouge Parish |
|---|---|---|
| Median home value | $259,200 | $225,900 |
| Median property tax | $1,418 | $1,336 |
| Effective tax rate | 0.547% | 0.591% |
| Median gross rent | $972 | $1,021 |
| Population | 2,592 | 27,666 |
The weather behind that power bill
Brusly sits in West Baton Rouge Parish, which averages a high of 92.2°F in its hottest month and a low of 41.6°F in its coldest, with 61.94" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,818 cooling and 1,534 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for West Baton Rouge Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in West Baton Rouge Parish
Full West Baton Rouge Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Brusly?
A $259,000 home in Brusly, Louisiana costs approximately $2,094 per month with 20% down at 6.66%. That is $1,332 principal and interest, $118 property tax, $234 homeowners insurance, $195 utilities and $216 set aside for maintenance.
What is the property tax rate in Brusly?
Brusly has an effective property tax rate of 0.547%, based on a median home value of $259,200 and median real estate taxes of $1,418. That is lower than the West Baton Rouge Parish average of 0.591%.
What is the average home price in Brusly?
The median owner-occupied home value in Brusly, Louisiana is $259,200, against $225,900 across West Baton Rouge Parish.
Is it cheaper to rent or buy in Brusly?
Median gross rent in Brusly is $972 a month, against $2,094 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brusly — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.