Cost to Own
United StatesPennsylvaniaPike CountyPocono Woodland Lakes Population 3,800 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pocono Woodland Lakes, Pennsylvania

A $310,000 home here costs

$2,600

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,594. The real number is $1,007 higher every month — 63% more than the payment most buyers budget for.

Pocono Woodland Lakes median: $309,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $248,000 borrowed $1,594
Property tax1.482% effective rate for Pocono Woodland Lakes itself $383
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $104
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $258
Total monthly $2,600

Pocono Woodland Lakes against Pike County and Pennsylvania

MeasurePocono Woodland LakesPike County
Median home value$309,500$250,900
Median property tax$4,586$3,502
Effective tax rate1.482%1.396%
Median gross rent$1,383
Population3,80059,691

The weather behind that power bill

Pocono Woodland Lakes sits in Pike County, which averages a high of 77.7°F in its hottest month and a low of 15.1°F in its coldest, with 50.22" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 289 cooling and 7,247 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Pike County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pike County

Full Pike County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Pocono Woodland Lakes?

A $310,000 home in Pocono Woodland Lakes, Pennsylvania costs approximately $2,600 per month with 20% down at 6.66%. That is $1,594 principal and interest, $383 property tax, $104 homeowners insurance, $262 utilities and $258 set aside for maintenance.

What is the property tax rate in Pocono Woodland Lakes?

Pocono Woodland Lakes has an effective property tax rate of 1.482%, based on a median home value of $309,500 and median real estate taxes of $4,586. That is higher than the Pike County average of 1.396%.

What is the average home price in Pocono Woodland Lakes?

The median owner-occupied home value in Pocono Woodland Lakes, Pennsylvania is $309,500, against $250,900 across Pike County.

Is it cheaper to rent or buy in Pocono Woodland Lakes?

Rent data is not published for Pocono Woodland Lakes at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pocono Woodland Lakes — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology