Total monthly cost of ownership
Cost to Own a Home in Pocono Woodland Lakes, Pennsylvania
A $310,000 home here costs
$2,681per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $115,000 a year.
A standard mortgage calculator would have told you $1,690. The real number is $991 higher every month, 59% more than the payment most buyers budget for.
Compare Pike County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Pocono Woodland Lakes from a five-year rolling sample, and with about 3,800 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Pike County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pocono Woodland Lakes against Pike County and Pennsylvania
| Measure | Pocono Woodland Lakes | Pike County |
|---|---|---|
| Median home value | $309,500 | $250,900 |
| Median property tax | $4,586 | $3,502 |
| Effective tax rate | 1.482% | 1.396% |
| Median gross rent | — | $1,383 |
| Population | 3,800 | 59,691 |
The weather behind that power bill
Pocono Woodland Lakes sits in Pike County, which averages a high of 77.7°F in its hottest month and a low of 15.1°F in its coldest, with 50.22" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 289 cooling and 7,247 heating degree days, which is what sets the $178 electricity line above.
See the full climate breakdown for Pike County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pike County
Full Pike County cost breakdown · Every county in Pennsylvania
Talk to someone who works this market
These are Pocono Woodland Lakes averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pocono Woodland Lakes every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Pocono Woodland Lakes I already own here and may sell
Common questions
How much does it cost to own a home in Pocono Woodland Lakes?
A $310,000 home in Pocono Woodland Lakes, Pennsylvania costs approximately $2,681 per month with 20% down at 7.24%. That is $1,690 principal and interest, $383 property tax, $104 homeowners insurance, $246 utilities and $258 set aside for maintenance.
What is the property tax rate in Pocono Woodland Lakes?
Pocono Woodland Lakes has an effective property tax rate of 1.482%, based on a median home value of $309,500 and median real estate taxes of $4,586. That is higher than the Pike County average of 1.396%.
What is the average home price in Pocono Woodland Lakes?
The median owner-occupied home value in Pocono Woodland Lakes, Pennsylvania is $309,500, against $250,900 across Pike County.
Is it cheaper to rent or buy in Pocono Woodland Lakes?
Rent data is not published for Pocono Woodland Lakes at this level of detail.
What salary do you need to buy a home in Pocono Woodland Lakes?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pocono Woodland Lakes, Pennsylvania at today's rate takes a household income of roughly $115,000 a year. That covers the full $2,681 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pocono Woodland Lakes, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Pennsylvania.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.