Total monthly cost of ownership
Cost to Own a Home in Pocono Ranch Lands, Pennsylvania
A $193,000 home here costs
$1,759per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $75,500 a year.
A standard mortgage calculator would have told you $1,052. The real number is $707 higher every month, 67% more than the payment most buyers budget for.
Compare Pike County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Pocono Ranch Lands from a five-year rolling sample, and with about 1,192 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Pike County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pocono Ranch Lands against Pike County and Pennsylvania
| Measure | Pocono Ranch Lands | Pike County |
|---|---|---|
| Median home value | $192,900 | $250,900 |
| Median property tax | $2,829 | $3,502 |
| Effective tax rate | 1.467% | 1.396% |
| Median gross rent | — | $1,383 |
| Population | 1,192 | 59,691 |
The weather behind that power bill
Pocono Ranch Lands sits in Pike County, which averages a high of 77.7°F in its hottest month and a low of 15.1°F in its coldest, with 50.22" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 289 cooling and 7,247 heating degree days, which is what sets the $178 electricity line above.
See the full climate breakdown for Pike County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pike County
Full Pike County cost breakdown · Every county in Pennsylvania
Talk to someone who works this market
These are Pocono Ranch Lands averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pocono Ranch Lands every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Pocono Ranch Lands I already own here and may sell
Common questions
How much does it cost to own a home in Pocono Ranch Lands?
A $193,000 home in Pocono Ranch Lands, Pennsylvania costs approximately $1,759 per month with 20% down at 7.24%. That is $1,052 principal and interest, $236 property tax, $64 homeowners insurance, $246 utilities and $161 set aside for maintenance.
What is the property tax rate in Pocono Ranch Lands?
Pocono Ranch Lands has an effective property tax rate of 1.467%, based on a median home value of $192,900 and median real estate taxes of $2,829. That is higher than the Pike County average of 1.396%.
What is the average home price in Pocono Ranch Lands?
The median owner-occupied home value in Pocono Ranch Lands, Pennsylvania is $192,900, against $250,900 across Pike County.
Is it cheaper to rent or buy in Pocono Ranch Lands?
Rent data is not published for Pocono Ranch Lands at this level of detail.
What salary do you need to buy a home in Pocono Ranch Lands?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pocono Ranch Lands, Pennsylvania at today's rate takes a household income of roughly $75,500 a year. That covers the full $1,759 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pocono Ranch Lands, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Pennsylvania.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.