Cost to Own
United StatesPennsylvaniaPike CountyConashaugh Lakes Population 1,659 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Conashaugh Lakes, Pennsylvania

A $282,000 home here costs

$2,355

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,450. The real number is $905 higher every month — 62% more than the payment most buyers budget for.

Conashaugh Lakes median: $282,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $225,600 borrowed $1,450
Property tax1.337% effective rate for Conashaugh Lakes itself $314
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $94
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $235
Total monthly $2,355

Conashaugh Lakes against Pike County and Pennsylvania

MeasureConashaugh LakesPike County
Median home value$282,300$250,900
Median property tax$3,775$3,502
Effective tax rate1.337%1.396%
Median gross rent$1,383
Population1,65959,691

The weather behind that power bill

Conashaugh Lakes sits in Pike County, which averages a high of 77.7°F in its hottest month and a low of 15.1°F in its coldest, with 50.22" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 289 cooling and 7,247 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Pike County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pike County

Full Pike County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Conashaugh Lakes?

A $282,000 home in Conashaugh Lakes, Pennsylvania costs approximately $2,355 per month with 20% down at 6.66%. That is $1,450 principal and interest, $314 property tax, $94 homeowners insurance, $262 utilities and $235 set aside for maintenance.

What is the property tax rate in Conashaugh Lakes?

Conashaugh Lakes has an effective property tax rate of 1.337%, based on a median home value of $282,300 and median real estate taxes of $3,775. That is lower than the Pike County average of 1.396%.

What is the average home price in Conashaugh Lakes?

The median owner-occupied home value in Conashaugh Lakes, Pennsylvania is $282,300, against $250,900 across Pike County.

Is it cheaper to rent or buy in Conashaugh Lakes?

Rent data is not published for Conashaugh Lakes at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Conashaugh Lakes — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology