Cost to Own
United StatesWest VirginiaMarion CountyPleasant Valley Population 3,494 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pleasant Valley, West Virginia

A $209,000 home here costs

$1,666

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,074. The real number is $592 higher every month — 55% more than the payment most buyers budget for.

Pleasant Valley median: $208,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $167,200 borrowed $1,074
Property tax0.507% effective rate for Pleasant Valley itself $88
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $110
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $174
Total monthly $1,666

Pleasant Valley against Marion County and West Virginia

MeasurePleasant ValleyMarion County
Median home value$208,500$164,300
Median property tax$1,058$989
Effective tax rate0.507%0.602%
Median gross rent$954$901
Population3,49456,042

The weather behind that power bill

Pleasant Valley sits in Marion County, which averages a high of 83.6°F in its hottest month and a low of 24.0°F in its coldest, with 47.77" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 897 cooling and 5,017 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marion County

Full Marion County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Pleasant Valley?

A $209,000 home in Pleasant Valley, West Virginia costs approximately $1,666 per month with 20% down at 6.66%. That is $1,074 principal and interest, $88 property tax, $110 homeowners insurance, $219 utilities and $174 set aside for maintenance.

What is the property tax rate in Pleasant Valley?

Pleasant Valley has an effective property tax rate of 0.507%, based on a median home value of $208,500 and median real estate taxes of $1,058. That is lower than the Marion County average of 0.602%.

What is the average home price in Pleasant Valley?

The median owner-occupied home value in Pleasant Valley, West Virginia is $208,500, against $164,300 across Marion County.

Is it cheaper to rent or buy in Pleasant Valley?

Median gross rent in Pleasant Valley is $954 a month, against $1,666 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pleasant Valley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology