Cost to Own
United StatesWest VirginiaMarion CountyMannington Population 1,679 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Mannington, West Virginia

A $92,000 home here costs

$874

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $473. The real number is $401 higher every month — 85% more than the payment most buyers budget for.

Mannington median: $92,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $73,600 borrowed $473
Property tax0.739% effective rate for Mannington itself $57
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $48
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $77
Total monthly $874

Mannington against Marion County and West Virginia

MeasureManningtonMarion County
Median home value$92,100$164,300
Median property tax$681$989
Effective tax rate0.739%0.602%
Median gross rent$722$901
Population1,67956,042

The weather behind that power bill

Mannington sits in Marion County, which averages a high of 83.6°F in its hottest month and a low of 24.0°F in its coldest, with 47.77" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 897 cooling and 5,017 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marion County

Full Marion County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Mannington?

A $92,000 home in Mannington, West Virginia costs approximately $874 per month with 20% down at 6.66%. That is $473 principal and interest, $57 property tax, $48 homeowners insurance, $219 utilities and $77 set aside for maintenance.

What is the property tax rate in Mannington?

Mannington has an effective property tax rate of 0.739%, based on a median home value of $92,100 and median real estate taxes of $681. That is higher than the Marion County average of 0.602%.

What is the average home price in Mannington?

The median owner-occupied home value in Mannington, West Virginia is $92,100, against $164,300 across Marion County.

Is it cheaper to rent or buy in Mannington?

Median gross rent in Mannington is $722 a month, against $874 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Mannington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology