Cost to Own
United StatesWest VirginiaMarion CountyBarrackville Population 1,362 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Barrackville, West Virginia

A $156,000 home here costs

$1,307

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $802. The real number is $505 higher every month — 63% more than the payment most buyers budget for.

Barrackville median: $156,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $124,800 borrowed $802
Property tax0.571% effective rate for Barrackville itself $74
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $82
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $130
Total monthly $1,307

Barrackville against Marion County and West Virginia

MeasureBarrackvilleMarion County
Median home value$156,400$164,300
Median property tax$893$989
Effective tax rate0.571%0.602%
Median gross rent$693$901
Population1,36256,042

The weather behind that power bill

Barrackville sits in Marion County, which averages a high of 83.6°F in its hottest month and a low of 24.0°F in its coldest, with 47.77" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 897 cooling and 5,017 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marion County

Full Marion County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Barrackville?

A $156,000 home in Barrackville, West Virginia costs approximately $1,307 per month with 20% down at 6.66%. That is $802 principal and interest, $74 property tax, $82 homeowners insurance, $219 utilities and $130 set aside for maintenance.

What is the property tax rate in Barrackville?

Barrackville has an effective property tax rate of 0.571%, based on a median home value of $156,400 and median real estate taxes of $893. That is lower than the Marion County average of 0.602%.

What is the average home price in Barrackville?

The median owner-occupied home value in Barrackville, West Virginia is $156,400, against $164,300 across Marion County.

Is it cheaper to rent or buy in Barrackville?

Median gross rent in Barrackville is $693 a month, against $1,307 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Barrackville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology