Cost to Own
United StatesFloridaBroward CountyParkland Population 35,799 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Parkland, Florida

A $896,000 home here costs

$6,932

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $4,606. The real number is $2,326 higher every month — 50% more than the payment most buyers budget for.

Parkland median: $896,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $716,800 borrowed $4,606
Property tax1.116% effective rate for Parkland itself $833
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $541
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $747
Total monthly $6,932

Parkland against Broward County and Florida

MeasureParklandBroward County
Median home value$896,300$380,400
Median property tax$10,001$3,610
Effective tax rate1.116%0.949%
Median gross rent$3,306$1,804
Population35,7991,946,127

The weather behind that power bill

Parkland sits in Broward County, which averages a high of 91.4°F in its hottest month and a low of 59.1°F in its coldest, with 56.5" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 4,476 cooling and 146 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Broward County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Broward County

Full Broward County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Parkland?

A $896,000 home in Parkland, Florida costs approximately $6,932 per month with 20% down at 6.66%. That is $4,606 principal and interest, $833 property tax, $541 homeowners insurance, $204 utilities and $747 set aside for maintenance.

What is the property tax rate in Parkland?

Parkland has an effective property tax rate of 1.116%, based on a median home value of $896,300 and median real estate taxes of $10,001. That is higher than the Broward County average of 0.949%.

What is the average home price in Parkland?

The median owner-occupied home value in Parkland, Florida is $896,300, against $380,400 across Broward County.

Is it cheaper to rent or buy in Parkland?

Median gross rent in Parkland is $3,306 a month, against $6,932 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Parkland — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology