Cost to Own
United StatesFloridaBroward CountyDavie Population 106,412 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Davie, Florida

A $434,000 home here costs

$3,420

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,231. The real number is $1,189 higher every month — 53% more than the payment most buyers budget for.

Davie median: $433,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $347,200 borrowed $2,231
Property tax0.997% effective rate for Davie itself $361
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $262
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $362
Total monthly $3,420

Davie against Broward County and Florida

MeasureDavieBroward County
Median home value$433,600$380,400
Median property tax$4,325$3,610
Effective tax rate0.997%0.949%
Median gross rent$1,967$1,804
Population106,4121,946,127

The weather behind that power bill

Davie sits in Broward County, which averages a high of 91.4°F in its hottest month and a low of 59.1°F in its coldest, with 56.5" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 4,476 cooling and 146 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Broward County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Broward County

Full Broward County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Davie?

A $434,000 home in Davie, Florida costs approximately $3,420 per month with 20% down at 6.66%. That is $2,231 principal and interest, $361 property tax, $262 homeowners insurance, $204 utilities and $362 set aside for maintenance.

What is the property tax rate in Davie?

Davie has an effective property tax rate of 0.997%, based on a median home value of $433,600 and median real estate taxes of $4,325. That is higher than the Broward County average of 0.949%.

What is the average home price in Davie?

The median owner-occupied home value in Davie, Florida is $433,600, against $380,400 across Broward County.

Is it cheaper to rent or buy in Davie?

Median gross rent in Davie is $1,967 a month, against $3,420 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Davie — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology