Cost to Own
United StatesFloridaBroward CountySunrise Population 96,633 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sunrise, Florida

A $329,000 home here costs

$2,576

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,691. The real number is $885 higher every month — 52% more than the payment most buyers budget for.

Sunrise median: $328,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $263,200 borrowed $1,691
Property tax0.757% effective rate for Sunrise itself $208
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $199
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $274
Total monthly $2,576

Sunrise against Broward County and Florida

MeasureSunriseBroward County
Median home value$328,700$380,400
Median property tax$2,487$3,610
Effective tax rate0.757%0.949%
Median gross rent$1,999$1,804
Population96,6331,946,127

The weather behind that power bill

Sunrise sits in Broward County, which averages a high of 91.4°F in its hottest month and a low of 59.1°F in its coldest, with 56.5" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 4,476 cooling and 146 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Broward County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Broward County

Full Broward County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Sunrise?

A $329,000 home in Sunrise, Florida costs approximately $2,576 per month with 20% down at 6.66%. That is $1,691 principal and interest, $208 property tax, $199 homeowners insurance, $204 utilities and $274 set aside for maintenance.

What is the property tax rate in Sunrise?

Sunrise has an effective property tax rate of 0.757%, based on a median home value of $328,700 and median real estate taxes of $2,487. That is lower than the Broward County average of 0.949%.

What is the average home price in Sunrise?

The median owner-occupied home value in Sunrise, Florida is $328,700, against $380,400 across Broward County.

Is it cheaper to rent or buy in Sunrise?

Median gross rent in Sunrise is $1,999 a month, against $2,576 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sunrise — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology