Cost to Own
United States › Pennsylvania › Butler County › Nixon Population 1,214 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $832 a month in taxes, insurance, utilities and upkeep. See the full Butler County picture

Total monthly cost of ownership

Cost to Own a Home in Nixon, Pennsylvania

A $300,000 home here costs

$2,467

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $105,500 a year.

P&I 66%Tax 10%Insurance 4%Utilities 10%Upkeep 10%

A standard mortgage calculator would have told you $1,636. The real number is $832 higher every month, 51% more than the payment most buyers budget for.

Compare Butler County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Nixon from a five-year rolling sample, and with about 1,214 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Butler County figures are drawn from a far larger sample if you want a steadier number.

Nixon median: $300,000
Under 20% adds PMI
Freddie Mac PMMS
PA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $240,000 borrowed $1,636
Property tax0.942% effective rate for Nixon itself $236
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $100
Electricity21.77¢/kWh, Pennsylvania residential average, EIA $178
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $250
Total monthly $2,467

Nixon against Butler County and Pennsylvania

MeasureNixonButler County
Median home value$300,000$275,600
Median property tax$2,826$2,950
Effective tax rate0.942%1.070%
Median gross rent—$1,018
Population1,214195,870

The weather behind that power bill

Nixon sits in Butler County, which averages a high of 81.7°F in its hottest month and a low of 17.3°F in its coldest, with 43.21" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 480 cooling and 6,457 heating degree days, which is what sets the $178 electricity line above.

See the full climate breakdown for Butler County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Butler County

Full Butler County cost breakdown · Every county in Pennsylvania

Talk to someone who works this market

These are Nixon averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Nixon every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Nixon I already own here and may sell

Common questions

How much does it cost to own a home in Nixon?

A $300,000 home in Nixon, Pennsylvania costs approximately $2,467 per month with 20% down at 7.24%. That is $1,636 principal and interest, $236 property tax, $100 homeowners insurance, $246 utilities and $250 set aside for maintenance.

What is the property tax rate in Nixon?

Nixon has an effective property tax rate of 0.942%, based on a median home value of $300,000 and median real estate taxes of $2,826. That is lower than the Butler County average of 1.070%.

What is the average home price in Nixon?

The median owner-occupied home value in Nixon, Pennsylvania is $300,000, against $275,600 across Butler County.

Is it cheaper to rent or buy in Nixon?

Rent data is not published for Nixon at this level of detail.

What salary do you need to buy a home in Nixon?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Nixon, Pennsylvania at today's rate takes a household income of roughly $105,500 a year. That covers the full $2,467 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Nixon, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Pennsylvania.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology