Cost to Own
United StatesPennsylvaniaButler CountySlippery Rock Population 3,434 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Slippery Rock, Pennsylvania

A $230,000 home here costs

$2,059

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,182. The real number is $876 higher every month — 74% more than the payment most buyers budget for.

Slippery Rock median: $230,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $184,000 borrowed $1,182
Property tax1.805% effective rate for Slippery Rock itself $346
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $77
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $192
Total monthly $2,059

Slippery Rock against Butler County and Pennsylvania

MeasureSlippery RockButler County
Median home value$230,200$275,600
Median property tax$4,154$2,950
Effective tax rate1.805%1.070%
Median gross rent$948$1,018
Population3,434195,870

The weather behind that power bill

Slippery Rock sits in Butler County, which averages a high of 81.7°F in its hottest month and a low of 17.3°F in its coldest, with 43.21" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 480 cooling and 6,457 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Butler County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Butler County

Full Butler County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Slippery Rock?

A $230,000 home in Slippery Rock, Pennsylvania costs approximately $2,059 per month with 20% down at 6.66%. That is $1,182 principal and interest, $346 property tax, $77 homeowners insurance, $262 utilities and $192 set aside for maintenance.

What is the property tax rate in Slippery Rock?

Slippery Rock has an effective property tax rate of 1.805%, based on a median home value of $230,200 and median real estate taxes of $4,154. That is higher than the Butler County average of 1.070%.

What is the average home price in Slippery Rock?

The median owner-occupied home value in Slippery Rock, Pennsylvania is $230,200, against $275,600 across Butler County.

Is it cheaper to rent or buy in Slippery Rock?

Median gross rent in Slippery Rock is $948 a month, against $2,059 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Slippery Rock — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology