Total monthly cost of ownership
Cost to Own a Home in Mifflinburg, Pennsylvania
A $182,000 home here costs
$1,564per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $936. The real number is $629 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mifflinburg against Union County and Pennsylvania
| Measure | Mifflinburg | Union County |
|---|---|---|
| Median home value | $182,200 | $222,900 |
| Median property tax | $1,856 | $2,667 |
| Effective tax rate | 1.019% | 1.197% |
| Median gross rent | $892 | $944 |
| Population | 3,464 | 42,570 |
The weather behind that power bill
Mifflinburg sits in Union County, which averages a high of 84.3°F in its hottest month and a low of 19.7°F in its coldest, with 40.91" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 743 cooling and 5,790 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Union County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Union County
Full Union County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Mifflinburg?
A $182,000 home in Mifflinburg, Pennsylvania costs approximately $1,564 per month with 20% down at 6.66%. That is $936 principal and interest, $155 property tax, $61 homeowners insurance, $262 utilities and $152 set aside for maintenance.
What is the property tax rate in Mifflinburg?
Mifflinburg has an effective property tax rate of 1.019%, based on a median home value of $182,200 and median real estate taxes of $1,856. That is lower than the Union County average of 1.197%.
What is the average home price in Mifflinburg?
The median owner-occupied home value in Mifflinburg, Pennsylvania is $182,200, against $222,900 across Union County.
Is it cheaper to rent or buy in Mifflinburg?
Median gross rent in Mifflinburg is $892 a month, against $1,564 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mifflinburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.