Total monthly cost of ownership
Cost to Own a Home in Lewisburg, Pennsylvania
A $234,000 home here costs
$2,060per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,203. The real number is $857 higher every month — 71% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lewisburg against Union County and Pennsylvania
| Measure | Lewisburg | Union County |
|---|---|---|
| Median home value | $234,100 | $222,900 |
| Median property tax | $3,872 | $2,667 |
| Effective tax rate | 1.654% | 1.197% |
| Median gross rent | $941 | $944 |
| Population | 5,247 | 42,570 |
The weather behind that power bill
Lewisburg sits in Union County, which averages a high of 84.3°F in its hottest month and a low of 19.7°F in its coldest, with 40.91" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 743 cooling and 5,790 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Union County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Union County
Full Union County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Lewisburg?
A $234,000 home in Lewisburg, Pennsylvania costs approximately $2,060 per month with 20% down at 6.66%. That is $1,203 principal and interest, $323 property tax, $78 homeowners insurance, $262 utilities and $195 set aside for maintenance.
What is the property tax rate in Lewisburg?
Lewisburg has an effective property tax rate of 1.654%, based on a median home value of $234,100 and median real estate taxes of $3,872. That is higher than the Union County average of 1.197%.
What is the average home price in Lewisburg?
The median owner-occupied home value in Lewisburg, Pennsylvania is $234,100, against $222,900 across Union County.
Is it cheaper to rent or buy in Lewisburg?
Median gross rent in Lewisburg is $941 a month, against $2,060 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lewisburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.