Cost to Own
United StatesPennsylvaniaUnion CountyLinntown Population 1,818 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Linntown, Pennsylvania

A $245,000 home here costs

$2,078

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,260. The real number is $818 higher every month — 65% more than the payment most buyers budget for.

Linntown median: $245,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $196,000 borrowed $1,260
Property tax1.326% effective rate for Linntown itself $271
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $82
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $204
Total monthly $2,078

Linntown against Union County and Pennsylvania

MeasureLinntownUnion County
Median home value$245,100$222,900
Median property tax$3,250$2,667
Effective tax rate1.326%1.197%
Median gross rent$1,486$944
Population1,81842,570

The weather behind that power bill

Linntown sits in Union County, which averages a high of 84.3°F in its hottest month and a low of 19.7°F in its coldest, with 40.91" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 743 cooling and 5,790 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Union County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Union County

Full Union County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Linntown?

A $245,000 home in Linntown, Pennsylvania costs approximately $2,078 per month with 20% down at 6.66%. That is $1,260 principal and interest, $271 property tax, $82 homeowners insurance, $262 utilities and $204 set aside for maintenance.

What is the property tax rate in Linntown?

Linntown has an effective property tax rate of 1.326%, based on a median home value of $245,100 and median real estate taxes of $3,250. That is higher than the Union County average of 1.197%.

What is the average home price in Linntown?

The median owner-occupied home value in Linntown, Pennsylvania is $245,100, against $222,900 across Union County.

Is it cheaper to rent or buy in Linntown?

Median gross rent in Linntown is $1,486 a month, against $2,078 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Linntown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology