Cost to Own
United StatesLouisianaLafourche ParishMathews Population 1,579 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Mathews, Louisiana

A $219,000 home here costs

$1,757

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,126. The real number is $631 higher every month — 56% more than the payment most buyers budget for.

Mathews median: $218,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $175,200 borrowed $1,126
Property tax0.307% effective rate for Mathews itself $56
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $198
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $183
Total monthly $1,757

Mathews against Lafourche Parish and Louisiana

MeasureMathewsLafourche Parish
Median home value$218,800$190,800
Median property tax$671$951
Effective tax rate0.307%0.498%
Median gross rent$1,057$933
Population1,57996,670

The weather behind that power bill

Mathews sits in Lafourche Parish, which averages a high of 89.4°F in its hottest month and a low of 44.8°F in its coldest, with 66.68" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,886 cooling and 1,267 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Lafourche Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lafourche Parish

Full Lafourche Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Mathews?

A $219,000 home in Mathews, Louisiana costs approximately $1,757 per month with 20% down at 6.66%. That is $1,126 principal and interest, $56 property tax, $198 homeowners insurance, $195 utilities and $183 set aside for maintenance.

What is the property tax rate in Mathews?

Mathews has an effective property tax rate of 0.307%, based on a median home value of $218,800 and median real estate taxes of $671. That is lower than the Lafourche Parish average of 0.498%.

What is the average home price in Mathews?

The median owner-occupied home value in Mathews, Louisiana is $218,800, against $190,800 across Lafourche Parish.

Is it cheaper to rent or buy in Mathews?

Median gross rent in Mathews is $1,057 a month, against $1,757 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Mathews — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology