Cost to Own
United StatesLouisianaLafourche ParishGolden Meadow Population 1,791 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Golden Meadow, Louisiana

A $140,000 home here costs

$1,179

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $720. The real number is $459 higher every month — 64% more than the payment most buyers budget for.

Golden Meadow median: $140,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $112,000 borrowed $720
Property tax0.180% effective rate for Golden Meadow itself $21
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $126
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $117
Total monthly $1,179

Golden Meadow against Lafourche Parish and Louisiana

MeasureGolden MeadowLafourche Parish
Median home value$140,300$190,800
Median property tax$253$951
Effective tax rate0.180%0.498%
Median gross rent$764$933
Population1,79196,670

The weather behind that power bill

Golden Meadow sits in Lafourche Parish, which averages a high of 89.4°F in its hottest month and a low of 44.8°F in its coldest, with 66.68" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,886 cooling and 1,267 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Lafourche Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lafourche Parish

Full Lafourche Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Golden Meadow?

A $140,000 home in Golden Meadow, Louisiana costs approximately $1,179 per month with 20% down at 6.66%. That is $720 principal and interest, $21 property tax, $126 homeowners insurance, $195 utilities and $117 set aside for maintenance.

What is the property tax rate in Golden Meadow?

Golden Meadow has an effective property tax rate of 0.180%, based on a median home value of $140,300 and median real estate taxes of $253. That is lower than the Lafourche Parish average of 0.498%.

What is the average home price in Golden Meadow?

The median owner-occupied home value in Golden Meadow, Louisiana is $140,300, against $190,800 across Lafourche Parish.

Is it cheaper to rent or buy in Golden Meadow?

Median gross rent in Golden Meadow is $764 a month, against $1,179 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Golden Meadow — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology