Total monthly cost of ownership
Cost to Own a Home in Des Allemands, Louisiana
A $184,000 home here costs
$1,621per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $69,500 a year.
A standard mortgage calculator would have told you $1,003. The real number is $618 higher every month, 62% more than the payment most buyers budget for.
Compare Lafourche Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Des Allemands from a five-year rolling sample, and with about 2,565 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Lafourche Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Des Allemands against Lafourche Parish and Louisiana
| Measure | Des Allemands | Lafourche Parish |
|---|---|---|
| Median home value | $183,900 | $190,800 |
| Median property tax | $904 | $951 |
| Effective tax rate | 0.492% | 0.498% |
| Median gross rent | $1,685 | $933 |
| Population | 2,565 | 96,670 |
Des Allemands extends across 2 counties. Figures here use Lafourche Parish, where most of its housing sits.
The weather behind that power bill
Des Allemands sits in Lafourche Parish, which averages a high of 89.4°F in its hottest month and a low of 44.8°F in its coldest, with 66.68" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,886 cooling and 1,267 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Lafourche Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lafourche Parish
Full Lafourche Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Des Allemands averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Des Allemands every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Des Allemands I already own here and may sell
Common questions
How much does it cost to own a home in Des Allemands?
A $184,000 home in Des Allemands, Louisiana costs approximately $1,621 per month with 20% down at 7.24%. That is $1,003 principal and interest, $75 property tax, $166 homeowners insurance, $223 utilities and $153 set aside for maintenance.
What is the property tax rate in Des Allemands?
Des Allemands has an effective property tax rate of 0.492%, based on a median home value of $183,900 and median real estate taxes of $904. That is in line with the Lafourche Parish average of 0.498%.
What is the average home price in Des Allemands?
The median owner-occupied home value in Des Allemands, Louisiana is $183,900, against $190,800 across Lafourche Parish.
Is it cheaper to rent or buy in Des Allemands?
Median gross rent in Des Allemands is $1,685 a month, against $1,621 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Des Allemands?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Des Allemands, Louisiana at today's rate takes a household income of roughly $69,500 a year. That covers the full $1,621 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Des Allemands, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.