Cost to Own
United StatesConnecticutGreater Bridgeport Planning RegionLong Hill CDP (Greater Bridgeport County) Population 8,597 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Long Hill CDP (Greater Bridgeport County), Connecticut

A $450,000 home here costs

$3,924

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,313. The real number is $1,610 higher every month — 70% more than the payment most buyers budget for.

Long Hill CDP (Greater Bridgeport County) median: $450,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $360,000 borrowed $2,313
Property tax2.011% effective rate for Long Hill CDP (Greater Bridgeport County) itself $754
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $167
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $375
Total monthly $3,924

Long Hill CDP (Greater Bridgeport County) against Greater Bridgeport Planning Region and Connecticut

MeasureLong Hill CDP (Greater Bridgeport County)Greater Bridgeport Planning Region
Median home value$450,300$397,000
Median property tax$9,057$8,550
Effective tax rate2.011%2.154%
Median gross rent$2,330$1,482
Population8,597326,296

The weather behind that power bill

Long Hill CDP (Greater Bridgeport County) sits in Greater Bridgeport Planning Region, which averages a high of 83.4°F in its hottest month and a low of 24.4°F in its coldest, with 44.09" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 955 cooling and 5,140 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Greater Bridgeport Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greater Bridgeport Planning Region

Full Greater Bridgeport Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in Long Hill CDP (Greater Bridgeport County)?

A $450,000 home in Long Hill CDP (Greater Bridgeport County), Connecticut costs approximately $3,924 per month with 20% down at 6.66%. That is $2,313 principal and interest, $754 property tax, $167 homeowners insurance, $314 utilities and $375 set aside for maintenance.

What is the property tax rate in Long Hill CDP (Greater Bridgeport County)?

Long Hill CDP (Greater Bridgeport County) has an effective property tax rate of 2.011%, based on a median home value of $450,300 and median real estate taxes of $9,057. That is lower than the Greater Bridgeport Planning Region average of 2.154%.

What is the average home price in Long Hill CDP (Greater Bridgeport County)?

The median owner-occupied home value in Long Hill CDP (Greater Bridgeport County), Connecticut is $450,300, against $397,000 across Greater Bridgeport Planning Region.

Is it cheaper to rent or buy in Long Hill CDP (Greater Bridgeport County)?

Median gross rent in Long Hill CDP (Greater Bridgeport County) is $2,330 a month, against $3,924 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Long Hill CDP (Greater Bridgeport County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology