Cost to Own
United StatesConnecticutGreater Bridgeport Planning RegionDaniels Farm Population 5,995 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Daniels Farm, Connecticut

A $595,000 home here costs

$4,923

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,059. The real number is $1,865 higher every month — 61% more than the payment most buyers budget for.

Daniels Farm median: $594,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $476,000 borrowed $3,059
Property tax1.681% effective rate for Daniels Farm itself $833
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $221
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $496
Total monthly $4,923

Daniels Farm against Greater Bridgeport Planning Region and Connecticut

MeasureDaniels FarmGreater Bridgeport Planning Region
Median home value$594,800$397,000
Median property tax$10,001$8,550
Effective tax rate1.681%2.154%
Median gross rent$3,501$1,482
Population5,995326,296

The weather behind that power bill

Daniels Farm sits in Greater Bridgeport Planning Region, which averages a high of 83.4°F in its hottest month and a low of 24.4°F in its coldest, with 44.09" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 955 cooling and 5,140 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Greater Bridgeport Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Greater Bridgeport Planning Region

Full Greater Bridgeport Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in Daniels Farm?

A $595,000 home in Daniels Farm, Connecticut costs approximately $4,923 per month with 20% down at 6.66%. That is $3,059 principal and interest, $833 property tax, $221 homeowners insurance, $314 utilities and $496 set aside for maintenance.

What is the property tax rate in Daniels Farm?

Daniels Farm has an effective property tax rate of 1.681%, based on a median home value of $594,800 and median real estate taxes of $10,001. That is lower than the Greater Bridgeport Planning Region average of 2.154%.

What is the average home price in Daniels Farm?

The median owner-occupied home value in Daniels Farm, Connecticut is $594,800, against $397,000 across Greater Bridgeport Planning Region.

Is it cheaper to rent or buy in Daniels Farm?

Median gross rent in Daniels Farm is $3,501 a month, against $4,923 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Daniels Farm — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology