Cost to Own
United StatesWashingtonClark CountyLewisville Population 2,372 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lewisville, Washington

A $645,000 home here costs

$4,570

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,316. The real number is $1,254 higher every month — 38% more than the payment most buyers budget for.

Lewisville median: $644,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $516,000 borrowed $3,316
Property tax0.779% effective rate for Lewisville itself $419
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $96
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $538
Total monthly $4,570

Lewisville against Clark County and Washington

MeasureLewisvilleClark County
Median home value$644,800$487,900
Median property tax$5,022$4,080
Effective tax rate0.779%0.836%
Median gross rent$1,668
Population2,372510,516

The weather behind that power bill

Lewisville sits in Clark County, which averages a high of 79.6°F in its hottest month and a low of 31.7°F in its coldest, with 52.37" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 164 cooling and 5,303 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Lewisville?

A $645,000 home in Lewisville, Washington costs approximately $4,570 per month with 20% down at 6.66%. That is $3,316 principal and interest, $419 property tax, $96 homeowners insurance, $202 utilities and $538 set aside for maintenance.

What is the property tax rate in Lewisville?

Lewisville has an effective property tax rate of 0.779%, based on a median home value of $644,800 and median real estate taxes of $5,022. That is lower than the Clark County average of 0.836%.

What is the average home price in Lewisville?

The median owner-occupied home value in Lewisville, Washington is $644,800, against $487,900 across Clark County.

Is it cheaper to rent or buy in Lewisville?

Rent data is not published for Lewisville at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lewisville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology