Cost to Own
United StatesWashingtonClark CountyBattle Ground Population 21,293 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Battle Ground, Washington

A $452,000 home here costs

$3,228

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,324. The real number is $904 higher every month — 39% more than the payment most buyers budget for.

Battle Ground median: $452,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $361,600 borrowed $2,324
Property tax0.685% effective rate for Battle Ground itself $258
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $67
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $377
Total monthly $3,228

Battle Ground against Clark County and Washington

MeasureBattle GroundClark County
Median home value$452,000$487,900
Median property tax$3,097$4,080
Effective tax rate0.685%0.836%
Median gross rent$1,469$1,668
Population21,293510,516

The weather behind that power bill

Battle Ground sits in Clark County, which averages a high of 79.6°F in its hottest month and a low of 31.7°F in its coldest, with 52.37" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 164 cooling and 5,303 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Battle Ground?

A $452,000 home in Battle Ground, Washington costs approximately $3,228 per month with 20% down at 6.66%. That is $2,324 principal and interest, $258 property tax, $67 homeowners insurance, $202 utilities and $377 set aside for maintenance.

What is the property tax rate in Battle Ground?

Battle Ground has an effective property tax rate of 0.685%, based on a median home value of $452,000 and median real estate taxes of $3,097. That is lower than the Clark County average of 0.836%.

What is the average home price in Battle Ground?

The median owner-occupied home value in Battle Ground, Washington is $452,000, against $487,900 across Clark County.

Is it cheaper to rent or buy in Battle Ground?

Median gross rent in Battle Ground is $1,469 a month, against $3,228 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Battle Ground — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology