Total monthly cost of ownership
Cost to Own a Home in Camas, Washington
A $656,000 home here costs
$4,952per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $212,000 a year.
A standard mortgage calculator would have told you $3,577. The real number is $1,375 higher every month, 38% more than the payment most buyers budget for.
Compare Clark County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Camas against Clark County and Washington
| Measure | Camas | Clark County |
|---|---|---|
| Median home value | $656,100 | $487,900 |
| Median property tax | $6,288 | $4,080 |
| Effective tax rate | 0.958% | 0.836% |
| Median gross rent | $1,900 | $1,668 |
| Population | 26,779 | 510,516 |
The weather behind that power bill
Camas sits in Clark County, which averages a high of 79.6°F in its hottest month and a low of 31.7°F in its coldest, with 52.37" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 164 cooling and 5,303 heating degree days, which is what sets the $140 electricity line above.
See the full climate breakdown for Clark County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clark County
Full Clark County cost breakdown · Every county in Washington
Talk to someone who works this market
These are Camas averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Camas every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Camas?
A $656,000 home in Camas, Washington costs approximately $4,952 per month with 20% down at 7.24%. That is $3,577 principal and interest, $524 property tax, $97 homeowners insurance, $208 utilities and $547 set aside for maintenance.
What is the property tax rate in Camas?
Camas has an effective property tax rate of 0.958%, based on a median home value of $656,100 and median real estate taxes of $6,288. That is higher than the Clark County average of 0.836%.
What is the average home price in Camas?
The median owner-occupied home value in Camas, Washington is $656,100, against $487,900 across Clark County.
Is it cheaper to rent or buy in Camas?
Median gross rent in Camas is $1,900 a month, against $4,952 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Camas?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Camas, Washington at today's rate takes a household income of roughly $212,000 a year. That covers the full $4,952 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Camas, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Washington.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.