Cost to Own
United StatesLouisianaSt. Landry ParishLeonville Population 1,812 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Leonville, Louisiana

A $135,000 home here costs

$1,140

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $694. The real number is $446 higher every month — 64% more than the payment most buyers budget for.

Leonville median: $134,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $108,000 borrowed $694
Property tax0.148% effective rate for Leonville itself $17
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $122
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $113
Total monthly $1,140

Leonville against St. Landry Parish and Louisiana

MeasureLeonvilleSt. Landry Parish
Median home value$134,800$142,900
Median property tax$199$425
Effective tax rate0.148%0.297%
Median gross rent$742$742
Population1,81282,128

The weather behind that power bill

Leonville sits in St. Landry Parish, which averages a high of 92.0°F in its hottest month and a low of 41.4°F in its coldest, with 61.63" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,698 cooling and 1,467 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for St. Landry Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in St. Landry Parish

Full St. Landry Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Leonville?

A $135,000 home in Leonville, Louisiana costs approximately $1,140 per month with 20% down at 6.66%. That is $694 principal and interest, $17 property tax, $122 homeowners insurance, $195 utilities and $113 set aside for maintenance.

What is the property tax rate in Leonville?

Leonville has an effective property tax rate of 0.148%, based on a median home value of $134,800 and median real estate taxes of $199. That is lower than the St. Landry Parish average of 0.297%.

What is the average home price in Leonville?

The median owner-occupied home value in Leonville, Louisiana is $134,800, against $142,900 across St. Landry Parish.

Is it cheaper to rent or buy in Leonville?

Median gross rent in Leonville is $742 a month, against $1,140 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Leonville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology