Cost to Own
United StatesLouisianaSt. Landry ParishArnaudville Population 1,518 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Arnaudville, Louisiana

A $87,000 home here costs

$832

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $447. The real number is $385 higher every month — 86% more than the payment most buyers budget for.

Arnaudville median: $87,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $69,600 borrowed $447
Property tax0.537% effective rate for Arnaudville itself $39
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $79
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $73
Total monthly $832

Arnaudville against St. Landry Parish and Louisiana

MeasureArnaudvilleSt. Landry Parish
Median home value$87,100$142,900
Median property tax$468$425
Effective tax rate0.537%0.297%
Median gross rent$505$742
Population1,51882,128

Arnaudville extends across 2 counties. Figures here use St. Landry Parish, where most of its housing sits.

The weather behind that power bill

Arnaudville sits in St. Landry Parish, which averages a high of 92.0°F in its hottest month and a low of 41.4°F in its coldest, with 61.63" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,698 cooling and 1,467 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for St. Landry Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in St. Landry Parish

Full St. Landry Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Arnaudville?

A $87,000 home in Arnaudville, Louisiana costs approximately $832 per month with 20% down at 6.66%. That is $447 principal and interest, $39 property tax, $79 homeowners insurance, $195 utilities and $73 set aside for maintenance.

What is the property tax rate in Arnaudville?

Arnaudville has an effective property tax rate of 0.537%, based on a median home value of $87,100 and median real estate taxes of $468. That is higher than the St. Landry Parish average of 0.297%.

What is the average home price in Arnaudville?

The median owner-occupied home value in Arnaudville, Louisiana is $87,100, against $142,900 across St. Landry Parish.

Is it cheaper to rent or buy in Arnaudville?

Median gross rent in Arnaudville is $505 a month, against $832 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Arnaudville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology