Total monthly cost of ownership
Cost to Own a Home in Lawtell, Louisiana
A $24,000 home here costs
$377per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $123. The real number is $253 higher every month — 205% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lawtell against St. Landry Parish and Louisiana
| Measure | Lawtell | St. Landry Parish |
|---|---|---|
| Median home value | $24,300 | $142,900 |
| Median property tax | $199 | $425 |
| Effective tax rate | 0.819% | 0.297% |
| Median gross rent | — | $742 |
| Population | 1,044 | 82,128 |
The weather behind that power bill
Lawtell sits in St. Landry Parish, which averages a high of 92.0°F in its hottest month and a low of 41.4°F in its coldest, with 61.63" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,698 cooling and 1,467 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for St. Landry Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in St. Landry Parish
Full St. Landry Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Lawtell?
A $24,000 home in Lawtell, Louisiana costs approximately $377 per month with 20% down at 6.66%. That is $123 principal and interest, $16 property tax, $22 homeowners insurance, $195 utilities and $20 set aside for maintenance.
What is the property tax rate in Lawtell?
Lawtell has an effective property tax rate of 0.819%, based on a median home value of $24,300 and median real estate taxes of $199. That is higher than the St. Landry Parish average of 0.297%.
What is the average home price in Lawtell?
The median owner-occupied home value in Lawtell, Louisiana is $24,300, against $142,900 across St. Landry Parish.
Is it cheaper to rent or buy in Lawtell?
Rent data is not published for Lawtell at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lawtell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.